April 23, 2012
Posted by Clarissa
make it rain
Somehow I became this person that really likes to talk about money. I think the (flimsy and all together useless) rationale behind this is that talking about money will make me an adult. It is my dream to be a functioning adult. I have an arbitrary point system to track how well I’m doing. My dad secretly paid a month of my credit card bill last year and I took away about 10 million adult points from myself.
But! I did open an IRA last week (because my mom told me I should), so I would get a tax refund from the government. And then I opened a new checking account and a new savings account with Ally bank on Friday. I get my ATM fees refunded! I get a 0.84% interest rate on my savings! (That’s like almost a whole percent!) I get a 0.4% interest rate on my checking account! I don’t know how many adult points this merits. (On the whole, though, my system tends towards smaller point rewards for good behavior and larger penalties for being a failure. You can make up a system for yourself that is more forgiving, if you want!)
So start a conversation with me about money. Then I can pretend to know more about money than I actually do, and we can laugh about how little money I actually have. And we both get 10 adult points.









